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1800-270-7000

Aditya Birla Housing Finance Limited

ABC Solutions

Calculate Home Loan Eligibility

Just fill in a few details to check your home loan eligibility

Have you identified your property?

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Months

Occupation Type

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Congratulations! You are eligible for

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FAQs for Home Loan

The following special features from ABHFL make Home Loans much more attractive than other lenders:

• Easy online application process, quick approvals, and instant eligibility

• Doorstep services with simplified documentation

• Choices between simple EMIs or structured repayments

• Attractive balance transfer option available to transfer your existing home loan to us without any hassles

• Nil pre-payment charges for floating rate home loans given to individuals

You can apply for ABHFL home loans via various options:

• Download the application form from our website – ABHFL Home Loan Application Form — and submit the duly filled form to your nearest branch

• Write to us at care.housingfinance@adityabirlacapital.com

• Call us on 1800 270 7000

• Visit any of our branches spread over various locations. Click on Locate Us to find your nearest branch

Your Home Loan eligibility is decided based on your repayment capacity and up to 90% of the property value. Your repayment capacity depends on the following factors:

• The income of all applicants

• Age of the primary applicant

• Other income or existing EMIs

• Stability and continuity of the primary applicant's occupation

Yes, you can avail of a loan for any of the following purposes:

• Purchase of a home

• Construction of a home

• Home repairs

• Home improvements

• Home extension

• Plot purchase + home construction

There is no minimum amount of loan. The minimum amount is subject to changes as per internal policies and guidelines of ABHFL.

You will need to submit the following self-attested documents:

Purpose Salaried Self-employed / Professional / Partnership / Company
Proof of Identity and Address Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Aadhaar Card or Registration certificate or PAN card (PAN card only as identity proof) or any other document as acceptable to ABHFL
Proof of Income Latest 3 month's salary slip showing all deductions and Form 16 IT Returns or financial documents for last 2 years and computation of income certified by a CA for last 2 years
Bank statement where salary or income is credited Latest 6 months Latest 6 months
Proof Other Income Rental receipts or documents showing receipt of income
Property Documents Copy of Title documents and approved sanction plan

ABHFL may request additional documents for processing your loan.